Your Privacy Matters

Who We Are

Young Americans Insurance (“Young Americans Insurance,” “we,” “us,” or “our”) is an online insurance information and quote comparison resource designed to help visitors learn about insurance options and connect with quote resources for products such as auto insurance, home insurance, renters insurance, and related coverage topics.

We are not an insurance carrier and do not underwrite, bind, issue, sell, service, or adjust insurance policies. This Privacy Policy describes the types of information we may collect, how we may use it, when it may be shared, and the choices you may have.

Information We Collect

We may collect information directly from you, automatically through your use of the website, or from third-party service providers when needed to operate our website, forms, quote tools, analytics, advertising, or communication systems.

Information You Provide

• Contact information: name, email address, phone number, ZIP code, and message details submitted through forms.
• Quote-related information: information you enter when requesting insurance quotes, such as vehicle details, home information, driver information, coverage preferences, current insurance status, or similar details needed to process or route a quote request.
• Communication information: emails, form submissions, support requests, feedback, correction requests, or other messages you send to us.

Information Collected Automatically

• Device and usage information: IP address, browser type, device type, operating system, pages viewed, referral sources, timestamps, general site activity, and interaction data.
• Cookies and similar technologies: small files, pixels, tags, analytics tools, or tracking technologies used to help the website function, remember preferences, analyze traffic, measure marketing performance, and improve user experience.

How We Use Your Information

We may use collected information for the following purposes:

• To operate, maintain, secure, and improve our website and online quote experience.
• To respond to questions, contact requests, quote inquiries, correction requests, or support messages.
• To help connect users with insurance quote resources, insurance partners, agencies, marketplaces, advertisers, or related service providers.
• To personalize website content, improve usability, and understand how visitors use our pages.
• To measure advertising, marketing, referral, and website performance.
• To detect, prevent, or respond to fraud, misuse, technical problems, spam, abuse, or security issues.
• To maintain business records and comply with applicable laws, regulations, legal requests, and business obligations.

Information Sharing and Disclosure

We may share information when it is reasonably necessary to operate our website, provide requested services, respond to your inquiries, or connect you with relevant insurance resources.

• Insurance quote partners and service providers: We may share information with third-party insurance-related partners, agents, referral partners, quote platforms, marketplaces, carriers, agencies, advertisers, or service providers when you request a quote or submit information through a form.
• Website and technology vendors: We may share information with vendors that provide hosting, analytics, security, email delivery, form processing, customer support, advertising, lead-management, performance measurement, or technical services.
• Advertising and analytics partners: We may use analytics, pixels, cookies, or advertising technologies to understand website activity, measure campaigns, improve pages, and support relevant advertising or referral activity.
• Legal and safety purposes: We may disclose information if required by law, legal process, regulation, or when necessary to protect our rights, users, website, business operations, or the safety of others.
• Business transfers: If our website, business, or assets are involved in a merger, acquisition, reorganization, financing, transfer, or sale, information may be transferred as part of that transaction.

We do not knowingly sell personal information in the traditional sense of exchanging it directly for money. However, some privacy laws define “sale,” “sharing,” “targeted advertising,” or similar activities broadly. Certain advertising, analytics, referral, lead-routing, or partner activities may be considered a sale, sharing, or targeted advertising under those laws.

Calls, Text Messages, and Quote Follow-Up

If you submit a quote request or provide your phone number through our website or a partner form, you may be contacted by insurance providers, agencies, marketplaces, referral partners, or service providers regarding your request.

Where required by law, marketing calls or text messages may require your prior express written consent. Consent is not a condition of purchasing any insurance product or service. Message and data rates may apply. You may opt out of marketing text messages by following the instructions provided in the message.

Young Americans Insurance may not control all communications sent by third-party providers, agencies, marketplaces, or partners after you submit information through a third-party form or quote platform. You should review the privacy policy and communication terms of any third-party website or form before submitting information.

Cookies and Tracking Technologies

We may use cookies, pixels, analytics tools, tags, and similar technologies to operate the website, understand traffic, measure marketing performance, improve user experience, remember certain preferences, and support quote or referral functionality.

You can usually adjust your browser settings to refuse or remove cookies. Some parts of the website may not function properly if cookies are disabled.

Browser Privacy Signals

Some browsers, devices, or extensions may allow you to send privacy preference signals, such as Global Privacy Control or similar browser-based opt-out signals. We will make reasonable efforts to honor legally recognized browser-based opt-out signals where required by applicable law.

Because browser signals and privacy laws can vary by state and technology provider, you may also contact us directly if you want to submit a privacy or opt-out request.

Security

We use reasonable administrative, technical, and organizational safeguards designed to help protect personal information. No website, server, database, form, or electronic transmission is completely secure, so we cannot guarantee absolute security.

Data Retention

We retain information for as long as reasonably necessary for the purposes described in this Policy, including providing services, responding to requests, maintaining business records, improving our website, resolving disputes, preventing fraud, enforcing terms, and complying with legal obligations.

Your Choices and Privacy Rights

Depending on where you live, you may have rights regarding your personal information. These may include the right to request access, correction, deletion, portability, restriction, or information about how your data is used or shared.

You may also have the right to opt out of certain marketing communications, targeted advertising, or certain types of data sharing, depending on applicable law.

Depending on applicable law, you may have the right to opt out of certain disclosures, targeted advertising, or activities that may be considered a “sale” or “sharing” of personal information. To submit a privacy request or opt-out request, contact us at contact@youngamericansinsurance.com.

We may need to verify your identity before processing certain requests. If you submit a request through an authorized agent, we may require proof of authorization where permitted by law.

Children’s Privacy

Our website is intended for a general audience and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If we learn that we have collected personal information from a child under 13, we will take reasonable steps to delete it.

Third-Party Websites

Our website may link to third-party websites, quote platforms, insurance providers, advertisers, agencies, marketplaces, or other online services. We are not responsible for the privacy practices, content, security, forms, or communications of those third-party websites.

When you leave YoungAmericansInsurance.com or submit information through a third-party form, the third party’s privacy policy and terms may apply.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make changes, we will update the created or updated date on this page as appropriate. Your continued use of the website after changes are posted means the updated Policy applies to your use of the site.