Who we are

At Young American Insurance, we are committed to protecting your privacy and ensuring the security of the personal information you provide to us. This Privacy Policy outlines the types of information we collect, how we use it, and the steps we take to safeguard your data.

Information We Collect

We may collect the following types of information from you:

a. Personal Identifiable Information (PII): This includes, but is not limited to, your name, address, email address, phone number, date of birth, social security number, driver’s license number, and employment information.

b. Non-Personal Information: We may collect information about your usage of our website, such as IP addresses, browser types, and browsing history.

c. Financial Information: We may collect financial information, including credit card numbers, bank account details, and payment history, to process payments for our services.

How We Use Your Information

We use the information we collect to:

a. Provide and administer our insurance products and services. b. Communicate with you and respond to your inquiries. c. Process payments and manage your account. d. Improve our website and customer service. e. Comply with legal and regulatory requirements.

Information Sharing and Disclosure

We do not sell, rent, or trade your personal information with third parties. However, we may share your information in the following circumstances:

a. With trusted third-party service providers who assist us in operating our website, conducting our business, or providing services to you, provided they agree to keep this information confidential. b. When required by law, to comply with a legal process or to protect our rights, property, or the safety of our customers or others. c. In connection with a merger, acquisition, or sale of all or a portion of our assets.

4. Security Measures

We take the security of your personal information seriously and implement appropriate technical and organizational measures to protect your data from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.

5. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these websites. We encourage you to review their privacy policies before providing any personal information.

6. Children’s Privacy

Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that a child under 18 has provided us with personal information, we will take steps to delete such information from our records.

7. Changes to Our Privacy Policy

We may update our Privacy Policy from time to time. Any changes will be effective upon posting the revised policy on our website. We encourage you to periodically review this policy to stay informed about our privacy practices.